The Only Course Of It's Kind!

Made for musicians, artists, creative professionals or anyone in the music business earning self employed income who need credit cards, lines of credit, loans, leases, financing and mortgages

Finally!! No more hassles getting approved as a musician

Being a musician or other creative professional has nothing to do with banks declining you. In this course you will find out the real reason why you have been declined
Photo by Levi Damasceno from Pexels

They don't teach you this stuff in music school, college or university

This is the only place to get this powerful, life altering content

Enrol Now!

I worked In a bank for 2 years and cracked the code for musicians

  • You will have a clearer understanding of banks and how to have a solid relationship with them

  • Why never to use the word 'Musician' in a credit application and what professional title to use instead

  • Learn what all banks and financial institutions use to determine if you are in the 'approval zone'

I am ready to unveil this info to you

  • How to figure out what your credit score is and how to improve it

  • How to figure out how much you can borrow based on your current self employed musician income

  • The steps to take when your self employed musician income is not enough for the amount of credit you wanna borrow

My calling is to help musicians and other creative professionals in the music industry learn how to get funds from banks when they need it

  • How to determine for yourself if you are in the 'Approval Zone' before applying for credit

  • How to prepare for the meeting with the lending officer

  • And so much more!

Never Get Declined!

This course teaches you how to approve yourself first before you apply for a credit card, a line of credit, a car loan, a lease, financing, and a mortgage

Enrol Now!

We all need credit cards and access to borrowed funds

Let's face it, you can't live without credit cards. They are not difficult to get. However, when you are dealing with higher amounts of credit that you need to borrow, such as a line of credit, a car loan or a mortgage, there are a few more hurdles to deal with to get approved when you are self employed. 'Musician's Approved' will easily guide you through those hurdles to set you up for success!

  • Purchase A Home Office Studio

    You will learn how to get approved for the funds required to purchase your home office/studio so that you can write tunes, prep for gigs/shows and run your business

  • Finance or Lease a Car

    You will need a car to get around to all your gigs, rehearsals, business meetings and personal use. This course will show you how to get approved for the funds you need to acquire your 'gigmobile'

  • Purchase musical Gear

    Do You need some gear to keep you competitive in the market? You don't have the funds? No worries! Simply go through this course and you will have the know how on acquiring all the gear you need

  • Purchase a Home

    All the info you need to help get you a mortgage is in this program. Finally have a place you can call your own and begin growing your wealth

  • Build Your Dream Music Room

    Get approved for the funds you need to do some home rennos. Build a music room where you can rehearse, write and record music and teach private lessons

  • Fund A Musical Project

    Go Fund Me funds still not enough for the recording, launching, and promoting of the album? No problem. Enrol today and learn how to get into the 'Approval Zone' so that you can fund your own project

Read what one of our students has to say

Pro Musician - Guitarist for Epic Journey, The AC/DC Show, and The Official Blues Brothers Revue

Gino Del Sole

Pro Musician - Guitarist for Epic Journey, The AC/DC Show, and The Official Blues Brothers Revue

"Marco’s course is one of a kind. It is specifically catered to the struggles that musicians have with securing financial stability. He knows because he has lived it. He breaks down all of the information banks use to determine if you are a viable client and gives relevant, useful information on how to get loans and mortgages to ultimately achieve our goals. I wish I had this information 20 years ago. "

Frequently Asked Questions

What you may be wondering

  • Because it's a course, does that mean that there is homework and tests?

    There are no tests, assignments or homework. Just sit back and watch the videos.

  • Do you have to take notes?

    You will have access to the pdfs of the all the powerpoint presentations, and all notes from scribble pad. You will also have access to the mp3 audio of each video lesson. It is highly suggested to pause the video when something resonates with you to take a quick note.

  • Is there any math I have to do?

    We're dealing with banks. Of course there is some basic math, but guess what? You don't have to do any of it. The course comes with google spreadsheets that does all the math for you. You just simply plug in the numbers.

  • Is this course for Canadians only?

    Absolutely Not! The content in this course is for both Canada and The U.S.A. There are some minor differences between the 2 countries when it comes to applying for credit. This course addresses the differences and uses examples for both countries.

  • How long does it take to go through all the video lessons?

    If you are into bingeing, you can get through all the video lessons in a day. 3 days to a week is about the time suggested to go through it. Just remember, that it is not about racing through it. It's about applying the info. You can always go back to specific video lessons for refreshing.

Introduction Module

Video 1 

 Welcome Video

Video 2 

 Introduction to the Course 


Module 1 

Understanding Banks

Video Lesson 1 

 Banks Are A Business

Video Lesson 2 

 Your Professional Title and Why That is So Important for You and the Banks

Video Lesson 3 

 The 5 C’s: The Info Banks Use To Determine if You Are Approved or Declined


Module 2 

The 1st C (Credit) - What Shape is Your Credit Profile In?

Video Lesson 1 

 Introduction to Credit Profiles, Credit Scores & Credit Bureaus

Video Lesson 2 

 Starting A Credit Profile Via Getting Your First Credit Card

Video Lesson 3 

How To access your Credit Score & Profile for free

Video Lesson 4 

 What Causes Your Credit Score to Decrease

Video Lesson 5  

What Causes Your Credit Score to Increase


Module 3 

 2nd C (Capacity) - Is Your Musician Income Enough? Part 1

Video Lesson 1 

The Two Types of Income and The Musician Conundrum 

Video Lesson 2

What Legal Document Banks and The Federal Government use To Determine Your Musician's Income and Expenses

Video Lesson 3 

 What Tool Banks Use To Determine if Your Musician Income is Enough 

Video Lesson 4 

How To Figure Out On Your Own, if Your Musician Income is Enough To Qualify You for a Credit Card

Video Lesson 5

 How To Figure Out On Your Own, if Your Musician Income is Enough To Qualify You for a Line of Credit

Video Lesson 6

 How To Figure Out On Your Own, if Your Musician Income is Enough To Qualify You for a Car Loan, lease or Financing


Module 4

2nd C (Capacity) - Is Your Musician Income Enough? Part 2

Video Lesson 1

 Underwriters, Add Backs, Down Payments and How To Determine How Much Mortgage, Your Musician Income Will Qualify You For

Video Lesson 2 

You Are a Musician and You’re Single. How To Determine How Much Mortgage You Can Qualify For

Video Lesson 3 

You Are a Married Musician and Your Partner Has a Day Job. How To Determine How Much Mortgage You and Your Partner Can Qualify For

Video Lesson 3 (American Version)

You Are a Married Musician and Your Partner Has a Day Job. How To Determine How Much Mortgage You and Your Partner Can Qualify For If You Live In The U.S.A

Video Lesson 4

 You Are a Married Musician and Your Partner is Also Self Employed. How To Determine How Much Mortgage You and Your Partner Can Qualify For

Video Lesson 5 

What Steps To Take If Your Musician Income is Not Enough? Part 1

Video Lesson 6

 What Steps To Take If Your Musician Income is Not Enough? Part 2


Module 5 

The Other 3 C’s and And Their Importance in The Approval Process

Video Lesson 1

The 3rd C (Character) - Understanding The Importance of Savings

Video Lesson 2

The 4th C (Capitol) - How To Figure Out What Your Net Worth Is

Video Lesson 3

The 5th C (Collateral) - The Banks Safety Precaution


Module 6 

Putting It All Together

Video Lesson 1

The Step by Step Process To determine if You Are in The Approval Zone Before Applying for a Credit Card, a Line of Credit, Loan, Lease or Financing

Video Lesson 2

The Step by Step Process To determine if You Are in The Approval Zone Before Applying for a Mortgage

Video Lesson 3

How To Prepare for The Meeting With The Lending Officer